Post- Debtor Education

To receive a Chapter 7 or Chapter 13 bankruptcy discharge, you must complete a course in personal financial management This is in addition to the pre-bankruptcy counseling course that took prior to your bankruptcy case being filed. The debtor education course is intended to teach you how to manage money and use credit wisely after bankruptcy. If you do not timely complete the debtor education requirement the Court will close your bankruptcy without entering a bankruptcy discharge. Without a bankruptcy discharge you still owe money to all your creditors.

You must take the debtor education course from a provider approved by the U.S. Trustee You can find a list of the approved debtor education providers on the U.S. Trustee’s website I would recommend using as you can take the course online and the cost is about $8.50. Please take the second course prior to the meeting of creditors and forward a copy of the Certificate of Completion to my office. It must be filed with the Court within 45 days of the date your case was filed, or the case will be close without a bankruptcy discharge.

  • We are a Federally Designated Debt Relief Agency and Bankruptcy Lawyers who help people file for bankruptcy relief under the Bankruptcy Code. We do not retain clients on the strength of advertising material alone but only after following our own engagement procedures based on in-person interviews, conflict checks, and retainer agreements. The information contained on this site is intended to educate members of the public generally and is not intended to provide solutions to individual problems. Nor does the use or reliance of information contained on this web site constitute the establishment of a lawyer-client relationship. Readers are cautioned not to attempt to solve individual problems on the basis of information contained herein and are strongly advised to seek competent legal counsel before relying on information on this site. Serving the cities of Arvada, Aurora, Boulder, Brighton, Broomfield, Castle Rock, Centennial, Cherry Hills, Conifer, Commerce City, Denver, Denver Tech, Erie, Evergreen, Greenwood Village, Golden, Highlands Ranch, Lafayette, Lakewood, Littleton, Lodo, Longmont, Louisville, Lone Tree, Morrison, Northglenn, Parker, Thornton, Ft. Collins, Nederland, Rollinsville, and Westminster.

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